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Credit Cards Citi Hitlon Honors transfer

Discussion in 'questions. answers. conversations.' started by GBOAC, Nov 16, 2017.

  1. GBOAC

    GBOAC Member

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    Now that I have been informed by both Citi and Amex that my Citi Hilton Honors card will be converted to an AMEX Hilton Honors card -- not news to this group -- I'm trying to decide the best course of action since I already possess a AMEX Hilton Surpass card.
    I contacted CIti to see whether I covert convert the card to another CIti product but was informed I would need to formally apply. No way. So my thought is to let them transfer the card and keep it active although I have no intention of using it. The reason is to keep that card contributing to my credit history.
    My question to the cognesiti in this forum is: Is this the best strategy or should I being doing something else?

    Thanks
    GBOAC
     
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  2. MidSouth Skier

    MidSouth Skier Well-Known Member

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    Maybe do that and then after awhile downgrade to the free HH Amex?
     
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  3. GBOAC

    GBOAC Member

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    Actually I'm very happy to keep the Amex Hilton surpass card as it comes with Gold status (free breakfasts, lounge access, and upgrades) which should easily be worth the annual fee.

     
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  4. MidSouth Skier

    MidSouth Skier Well-Known Member

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    I meant let them convert the Citi to Amex. Then you'd have both an Ascend and a Surpass. Downgrade one of those to the free HH since you'd basically have duplicate cards at that point.
     
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  5. Gaurav

    Gaurav Well-Known Member

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  6. GBOAC

    GBOAC Member

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    #6