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Travel Credit Card for Newcomer

Discussion in 'questions. answers. conversations.' started by hanksmassey, Aug 7, 2018.

  1. hanksmassey

    hanksmassey New Member

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    I'm currently wrapping up college, have been building credit for around a year on one beginner card and have a pretty decent score (between 710-760 depending on the provider). I have a lot of expenses and international travel coming up and would like to take advantage of one of these large sign up bonuses. I'm probably not ready for a card in the AMEX Platinum/CSR annual fee range, but have been looking pretty closely at Chase Sapphire Preferred, Citi ThankYou Premier and AMEX Gold but am slightly worried about being approved. I would love some thoughts and recommendations on these cards and others in the same neighborhood!
  2. David W

    David W Well-Known Member

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    I hear the Amex cards are easier so maybe try that. Also, if you dont already have them, try to get the Chase Freedom/Freedom Unlimited, Amex Everyday or Citi TY Preferred - those all have no annual fee and are great beginners cards. Once you've had those for a few months, you shouldnt have any problem applying for the more premium versions with annual fees. You'd be able to combine your points within each card family as well!
    hanksmassey likes this.