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Credit Cards What to use and when?

Discussion in 'questions. answers. conversations.' started by Matt H, May 1, 2018.

  1. Matt H

    Matt H Reader

    I am sure this has been asked in a previous question, but I am having a problem finding exactly what I am looking for. I carry the following cards: Delta Reserve Amex, Delta Platinum and a Marriott Reward Visa Signature. I tend to just use my Delta Reserve for everything and the Delta Platinum and Marriott Visa for minor things. I am sure I am not getting the most benefit with how I am using them today and so I guess I am looking for maybe an 'optimal' way to use these cards. I really don't want to get rid of any of them, but an open to considering it. Also, I travel to Europe A LOT for work and would love to get a chip and pin card. I really have problems in places like Amsterdam paying for train tickets at kiosks and POS terminals at shops and such when it calls for a chip/pin card. Any suggestions for that, as well, would be appreciated. Thanks!!
     
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  2. Tiffany

    Tiffany One Mile At A Time

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    Hey Matt, what are your travel goals, and what are you hoping to accomplish by having/using those specific cards? That will inform the answer here.
     
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  3. MHardebeck

    MHardebeck New Member

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    Hey, Tiffany. I guess my travel goals would be to maximize airline points first and foremost and then hotel points second. Currently, I almost exclusively fly Delta and stay at Marriott properties mainly because I have status with both of those. I am Diamond on Delta and a Platinum on Marriott. As I get older and have more time to travel, I am looking to be able to travel around the world in Business and First Class, when possible. Let me know if you have more questions or need more clarification. I am not opposed to getting other cards, I guess I am looking for the best way to maximize airline and hotel points. Thanks!!
     
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  4. David W

    David W Well-Known Member

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    I recommend looking into Amex card that earn their Membership Rewards points. Those can be transferred to Delta and other airlines, giving you some flexibility.

    Lucky has written several posts about the updated/new Marriott/SPG cards from Chase and Amex - I'd check those out.
     
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    Tiffany likes this.
  5. MidSouth Skier

    MidSouth Skier Well-Known Member

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