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Credit Cards When one partner has the CS Reserved, the other preferred

Discussion in 'questions. answers. conversations.' started by Adi_T, Feb 13, 2018.

  1. Adi_T

    Adi_T Reader

    Hey all

    I have the Sapphire Preferred card (have had it since 2013). My partner just got the Sapphire Reserve and added me as an authorized user. We intend to both use, and share the benefits of the card going forward.

    I'm thus wondering if when the time for the next annual fee on my Chase Preferred arrives, whether it's worth keeping the card.

    Anyone have any thoughts? Unless I'm missing some perk or hidden advantage, it seems silly to pay a second annual fee for a card when another card provides everything and then some.

    The other options are to cancel it or downgrade to a non-fee card. If the former, my credit may take a hit, but then I could reapply at a later time. If I downgrade, which card would they offer I wonder?
  2. MidSouth Skier

    MidSouth Skier Well-Known Member

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