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Credit Cards AA Barclays and Citi, which card is better??

Discussion in 'questions. answers. conversations.' started by April, Jan 8, 2020.

  1. April

    April Reader

    I already had the Citi® / AAdvantage® Executive World EliteTM Mastercard and just added the Barclays Advantage Aviator card for the sign on bonus. I don't need both cards with mileage going to AA. Which one should I keep? I know it's a bit like comparing apples and oranges, but I could downgrade the Citi or upgrade the Barclays to make them equivalent. I usually can get gold status each year. I probably used the lounge 1 time in 2019 (Citi card benefit).
  2. rickyw

    rickyw Well-Known Member

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    If you don't use the lounge benefit and don't need the bonus EQs on American for status, there's no need to spend $450 a year on the Citi card. I'd stick with Barclay's.
  3. OCTinPHL

    OCTinPHL Well-Known Member

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    I second @rickyw
    If you don't use the lounge often, the Citi card is probably not worth it. The Red Aviator is only $99; and the Silver $199 [corrected]. The Silver has a $25 per day food credit for in-flight purchases. Not that I even come close, but when traveling with family it does come in handy. 3x on AA purchases. Silver earns well at less than half the cost of Citi.
    Last edited: Jan 11, 2020
    rickyw likes this.
  4. Rob in Miami

    Rob in Miami Active Member

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    I use the Citi Exec WorldElite for my lounge access (that I use about 6 times a month).
    (I could use miles for access, but.....). If you do not use the lounge, then that card is a waste of money, I believe.
    I use the Barclays Silver for the EQMs and EQDs when I spend the ~$50K each year on the card.
    I use the AMEX Gold Card (5X points) to purchase directly with AA website for all my travel tickets. (Made a mistake in 2019 thinking that the AMEX Plat Card would give me 5X membership rewards when I booked online- which was incorrect.)
  5. Gia

    Gia Well-Known Member

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  6. OCTinPHL

    OCTinPHL Well-Known Member

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    My bad. Yes. I think i meant to type that, though maybe I had it wrong in my head. Even better earning return.