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Ben

Credit Cards AX Plat on welcome offer... what next?

Discussion in 'questions. answers. conversations.' started by Nathan P, Jan 31, 2020.

  1. Nathan P

    Nathan P Reader

    Hello folks,

    A few weeks ago I signed up for an AX Platinum and currently trying to spend $5,000 on this card. I see a lot of awesome bonus offers for new users from Chase and even Delta AMEX, and I was wondering if I should sign up for these cards now, later, or never. $550 annual fee is pretty steep (although I do get it back in benefits) and I definitely will charge my big spending on travel on AMEX for x5 bonus, and also some big upcoming spending just to spend $5,000. Is it worth it to get another card (say, like Sapphire Preferred) for me? Which card would you recommend?
     
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  2. rickyw

    rickyw Well-Known Member

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    Nathan, what are your travel goals?
     
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  3. OCTinPHL

    OCTinPHL Well-Known Member

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    Also, do you want to commit to one transferable "currency" (Amex MRs) or add a second (Chase URs)? Or focus on one airline's miles (Delta)?

    FWIW, I was (still am) a long-time Amex Gold cardholder, which is great for groceries, dining, and non-AA travel (use Barclay's for AA travel). When I started a business about 12 months ago I added the Amex Biz Platinum, and earned the bonus. I also added the Amex Blue for Business. All great for different reasons in my opinion.

    I had an old (really old) Chase card which went through numerous iterations, but wound up becoming a Freedom Unlimited last year. That prompted me to add the Chase Ink Business Preferred to get the bonus. I still haven't decided how to use the URs, as I build them up. I think I like the Amex MRs better, but I get the impression that Lucky likes the URs a bit more.
     
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