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Credit Cards Best CC for engagement ring?

Discussion in 'questions. answers. conversations.' started by LiamAL, Jul 30, 2019.

  1. LiamAL

    LiamAL New Member

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    Hi All,

    I am taking the big leap and will be proposing once I get the ring! I have remaining balance of $9,000 that I owe to the jeweler and don't have to pay it until the ring is complete (a couple weeks). I currently have Chase Sapphire and since I have time was thinking about getting 2 cards to maximize any bonuses. Any suggestions?
  2. David W

    David W Well-Known Member

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    Welcome to OMAAT and congrats!

    If you have any kind of business, I'd consider a Chase Ink business card to boost some points. Otherwise, it'll be worth looking into Amex cards and/or hotel cards. I'd assume that you'd want to use points and miles for your honeymoon, and that'd help.
  3. Gia

    Gia Well-Known Member

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    Definitely get two cards since it sounds like the jeweler will allow you to split the remaining balance. I would try for cards with flexible currencies that work over a lot of programs if your future honeymoon plans aren’t set. If you a plan in mind, let us know and maybe we could suggest specific cards. Congratulations!
  4. Zach J.

    Zach J. New Member

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    Congratulations! The Chase Freedom Unlimited gives 3x points for your first 20K in spending. $0 annual fee, and you can transfer the points to your Chase sapphire reserve. Also, 0% interest for 15 months, in case you need some flexibility with the repayment.
    Gaurav likes this.
  5. Gaurav

    Gaurav Well-Known Member

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    That's a decent option in case financing is required (in which case I'd suggest reevaluating the purchase) but opening a couple of new cards would net 50-100k points as opposed to 27k with the FU.