ASK LUCKY (and each other)


Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

Anyone can post a question, but you'll get the most benefit from registering to join our forum. You'll be able to see when your question is answered, and like comments from other users.

This space is intended to be more of a community as well, so feel free to jump in and share tips!

Thanks for reading!

Best,
Ben

Credit Cards Best CC for engagement ring?

Discussion in 'questions. answers. conversations.' started by LiamAL, Jul 30, 2019.

  1. LiamAL

    LiamAL New Member

    Messages:
    1
    Likes Received:
    0
    Hi All,

    I am taking the big leap and will be proposing once I get the ring! I have remaining balance of $9,000 that I owe to the jeweler and don't have to pay it until the ring is complete (a couple weeks). I currently have Chase Sapphire and since I have time was thinking about getting 2 cards to maximize any bonuses. Any suggestions?
     
    #1
  2. David W

    David W Well-Known Member

    Messages:
    4,111
    Likes Received:
    1,718
    Welcome to OMAAT and congrats!

    If you have any kind of business, I'd consider a Chase Ink business card to boost some points. Otherwise, it'll be worth looking into Amex cards and/or hotel cards. I'd assume that you'd want to use points and miles for your honeymoon, and that'd help.
     
    #2
  3. Gia

    Gia Well-Known Member

    Messages:
    505
    Likes Received:
    417
    Definitely get two cards since it sounds like the jeweler will allow you to split the remaining balance. I would try for cards with flexible currencies that work over a lot of programs if your future honeymoon plans aren’t set. If you a plan in mind, let us know and maybe we could suggest specific cards. Congratulations!
     
    #3
  4. Zach J.

    Zach J. New Member

    Messages:
    1
    Likes Received:
    1
    Congratulations! The Chase Freedom Unlimited gives 3x points for your first 20K in spending. $0 annual fee, and you can transfer the points to your Chase sapphire reserve. Also, 0% interest for 15 months, in case you need some flexibility with the repayment.
     
    #4
    Gaurav likes this.
  5. Gaurav

    Gaurav Well-Known Member

    Messages:
    4,375
    Likes Received:
    1,824
    That's a decent option in case financing is required (in which case I'd suggest reevaluating the purchase) but opening a couple of new cards would net 50-100k points as opposed to 27k with the FU.
     
    #5