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Credit Cards Cancellation Timing

Discussion in 'questions. answers. conversations.' started by RichP, Dec 16, 2018.

  1. RichP

    RichP New Member

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    Looking to cancel my Chase UAL card and add the Chase Sapphire Preferred to go along with my
    Chase Freedom card. Any suggestions on timing of cancellation vs application? I shouldn't have any problems with 5/24, % of usage, etc.
     
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  2. MidSouth Skier

    MidSouth Skier Well-Known Member

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    Welcome @RichP - how long have you had the UA card and when is it due to expire? If you haven't had it for a year, I'd wait until just before the annual fee is due. In general I try to cancel around the time it's due for renewal just because it can help with the Average Age of Accounts portion of your credit score. But if you've had it for awhile and don't see any imminent use, go ahead and cancel now.
     
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