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Credit Cards Question about the old IHG card and the free night

Discussion in 'questions. answers. conversations.' started by Luis, Apr 10, 2019.

  1. Luis

    Luis Active Member

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    So I've had the card for a year now and got my free night certificate. The $49 annual fee posted. Can I now cancel the card and keep the free night or will I lose the free night cert if I cancel the card? I believe the first year fee wasn't waived on this card so I already paid the fee once. If I cancel now, will they refund the 2nd annual fee?
  2. Gaurav

    Gaurav Well-Known Member

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    Chase will usually give you 30 days after the annual fee posts to cancel the card without any penalty and a full refund of the fees. You will keep the free night!