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Southwest credit card fee waived???

Discussion in 'questions. answers. conversations.' started by GBOAC, Sep 20, 2020.

  1. GBOAC

    GBOAC Member

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    I have a Southwest Rapid rewards credit card and the annual fee has just been applied. Given that I am unwilling to fly at this time, I'm not getting the value I used to from the card. Has anyone had any experience approaching Chase to have the annual fee waived? Are there other strategies to consider (downgrade the card??) to avoid paying an annual fee for benefits you can no longer take advantage of?

    Thanks
    GBOAC
     
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  2. Daniel B

    Daniel B Active Member

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    If you are not willing to fly, and Chase will not waive the yearly fee, this is how you can get at least a $75 value back:
    1. Buy a SWA ticket costing $75 (or a bit more). You will get this back as the card's yearly $75 benefit as soon as the original charge posts to your Chase account.
    2. Cancel the ticket, you will get the amount back as Travel Fund. The "reimbursed" $75 (the card's yearly $75 benefit), will NOT be reversed. I have done this before.
    3. Finally, either:
    a) hang onto this Travel Fund, or if you are sure you are not going to travel for a while, then
    b) convert these SWA Travel Funds into Rapid Rewards points. You have until 12/31/2020 to do the latter.
     
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    rickyw likes this.