ASK LUCKY (and each other)

Have a travel related question? Post it here, and I’ll do my best to answer it as quickly as possible.

Anyone can post a question, but you'll get the most benefit from registering to join our forum. You'll be able to see when your question is answered, and like comments from other users.

This space is intended to be more of a community as well, so feel free to jump in and share tips!

Thanks for reading!


Award Redemption What's your recommendation for a temporary exit strategy from the miles & points game?

Discussion in 'questions. answers. conversations.' started by Kat, Apr 8, 2015.

  1. Kat

    Kat Reader

    Hey Lucky,

    What's your recommendation for a temporary exit strategy from the miles & points game? We're having our first child in a few months, so I don't anticipate jetting off to the Maldives anytime in the next few years. All of our friends and family are within 90 minutes' driving distance, so U.S. domestic trips aren't on the horizon either. I imagine once the kid(s) are out of strollers, we might start taking family trips, but that's probably at least 3-5 years off. Meanwhile, we get hit with annual credit card fees every year. Is it worth keeping our travel reward cards open during our travel hiatus, or should we go to a lower, no-fee credit card and then reapply as "new customers" in a few years?

    FWIW, we have the Chase Sapphire, Chase IHG, Chase Freedom, and Amex SPG. We probably going to keep the IHG card for the annual free night, and the Freedom has $0 annual fee, but we're not sure about the others. What do you think? Any advice would be greatly appreciated!


  2. Lucky

    Lucky One Mile At A Time

    Likes Received:
    @ Kat -- Fantastic question! Let me answer it on the main page of the blog in the coming days.